Bankruptcy can help increase your credit score. In most situations credit is better after filing than before because the debt income ratio is better.

http://www.lickerlawfirm.com/blog/the-basics-of-the-bankruptcy-process.cfm

Most people are concerned about their credit and won't think about filing bankruptcy. However, often when the credit score is already low, and clients do not qualify for a car loan or only for a car loan with a high interest rate, bankruptcy can improve the credit and make them eligible for a better rate.



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